Helping You Reclaim Financial Control
In today’s economy, it is easy to fall behind on credit card bills and mortgage payments. Unfortunately, after several months of late payments, catching up may become nearly impossible. Chapter 13 bankruptcy may be an option that allows you to get back on your feet.
Located in Quincy, Massachusetts, Levin and Levin, LLP represents individuals and families seeking to restructure their debt. Since 1933, our attorneys have been committed to helping clients understand their various debt relief options, including Chapter 13 bankruptcy.
Putting Your Finances Back on Track Through Debt Reorganization
Chapter 13 bankruptcy is a viable option for those debtors who do not qualify for Chapter 7 bankruptcy. Typically, those eligible for Chapter 13 earn a steady income and own a home they wish to keep from going into foreclosure.
In a Chapter 13 bankruptcy, debtors are placed on a court structured repayment plan. Upon successful completion of the plan, typically within three to five years, a majority of your outstanding debts will be repaid. All remaining eligible debts will be discharged.
We can help you understand how Chapter 13 can help you fight foreclosure along with other options such as loan modifications.
Putting an End to Creditor Harassment
Shortly after filing for Chapter 13 bankruptcy, an automatic stay is put into place, stopping collection actions against you. Creditors and collection companies are no longer allowed to harass you with letters and phone calls. In addition, foreclosure proceedings, repossessions and garnishment of bank accounts will be forced to end.
Quincy, Massachusetts, Chapter 13 Bankruptcy Attorneys
If you are feeling overwhelmed by debt, we are prepared to help. During your free consultation, we can discuss options for saving your home and freeing yourself from serious debt. Please contact our law office at 617-471-5700.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.